Posts in February 16, 2026

Checked "No" on your renewal by mistake? In Michalopoulos v. FSRA, a mortgage agent faced a license refusal for failing to disclose past convictions. FSRA argued he was "unsuitable," but the Tribunal disagreed. Why? Because he held "Secret Level" security clearance and was honest with his broker. This decision proves that a disclosure error doesn't have to end your career. The Tribunal ordered a "Conditional License" instead of a ban. Learn how we can use this precedent to negotiate supervision and save your license. Your past doesn't have to dictate your future.