f your long-term disability (LTD) benefits have been denied, delayed, or terminated, you’re likely feeling frustrated and overwhelmed. Insurance companies don’t make it easy. They rely on complex policies, shifting definitions of disability, and selective medical assessments to justify cutting people off.
At Tamir Litigation, we focus on litigating denied LTD claims. If your benefits were refused and you need a lawyer to take legal action — we’re here for that. We don’t fill out forms or file routine applications. We step in when things go wrong and court becomes necessary.
Long-term and / or short term disability benefits are often offered to employees as a part of their group benefits package. Unfortunately application for disability benefits can be denied even though the person who has applied is unable to work. This can happen due to variety of reasons.
Quite often disability claim is accompanied by a claim as against one’s employer and the latter must always be taken into account when dealing with a disability claim.
Law with respect to disability claims is complex, hence your best bet is to contact a lawyer that deals with disability benefits immediately after your application is denied.
In addition, most disability policies in Ontario except applicants to qualify for CPP Disability, hence timely application for this type of benefit is paramount.
We never charge potential clients who want to see if there is a claim to be made against insurance company.
F inancial Consumer Agency of Canada, a branch of Canadian Federal Government, has created an Info Guide on Disability Insurance. The latter is designed to assist those who consider purchasing various types of Disability Insurance Policy. Please feel free to review the information posted and contact us with any questions or concerns.
What We do
Common Situations We Handle
- Review your LTD denial and assess the strength of your case
- Identify legal grounds for challenging the insurer’s decision
- Prepare and file lawsuits against insurers when justified
- Represent you in court or negotiate settlements where appropriate
- Denials based on “insufficient medical evidence”
- Benefits cut off after a change in policy definition (own occupation to any occupation)
- Claims denied after biased or selective insurer assessments
- Mental health, chronic pain, and invisible illness claims
- Cases where clients are also facing professional discipline or licensing issues, or/ and or losing their jobs
Who We Work With
Consultations
We act for professionals, employees, and individuals from all sectors who are unable to work due to illness or injury. Whether your disability is physical, psychological, or a combination of both, we can help assess your legal options.
We provide free initial consultations in cases involving professional discipline or unusually complex matters. For all other LTD cases, we offer clear fee arrangements, including contingency options when appropriate.
Denied disability benefits? The clock is ticking.
Let’s talk.
We offer a free introductory WhatsUp chat to understand specifics of your situation and advise how best to proceed. Click on the icon below to connect with us via WhatsUp.